One wallet, fifteen employees, zero coordination.
Mid-sized companies issue corporate cards — Amex Business Platinum, Chase Ink Preferred, Capital One Spark — and then leave each cardholder to fend for themselves. The points are claimed individually, the sign-up bonuses get hoarded by whoever happened to open the card, and the annual fees keep coming long after the benefits are useful.
We're extending the optimizer that powers minmaxyourpoints.com to treat a company's card portfolio as one wallet. Same math, same transparency, applied at the team level.
Three pillars.
Centralise the math.
Every employee's spend gets routed to the highest-earning card on the team — not the one they happen to have in their own wallet. Receipts upload to one place; the optimizer says who should be booking what.
Coordinate the sign-up bonuses.
Issuers post 100K+ SUBs on business cards quarterly. A ten-person team could systematically claim ten of them a year. Today most companies claim one, by accident.
Audit the fee burden.
Our cancel/downgrade advisor on the consumer side asks “is this card still worth its fee?” for one person. For a company it asks the same question for a portfolio — and the answer is almost always “not most of them.”
A few hard nos.
- · Not an expense-management tool. Concur and Brex own that.
- · No bank-linking, no transaction sync. Same privacy posture as the consumer product.
- · Not a corporate-card issuer. We optimise the cards you already have.
- · No long-term contracts in early access. We're calibrating the product against actual portfolios.
Talk to us.
Drop your email and we'll reach out. Company / team size / notes are optional but help us calibrate.