Order in “next” isn't fixed — real user feedback bumps things up or down. “Won't do” is intentional positioning, not a backlog.

• Manual card entry + curated database

  ~100 popular U.S. cards with rates, caps, fees, credits, benefits.

• Best card by category + by merchant

  Type a category or a merchant on the dashboard to see the best card to swipe.

• Goal planner (single-traveler, flights + hotels)

  Pin to specific award-chart sweet spots accessible to your wallet.

• Rental-car picker with elite-status awareness

  Coverage tier + agency status (Hertz, Avis, National, etc.) + points-earning rate.

• Beginner first-card recommender

  Quick quiz, one card, no lead-gen funnel.

• User-configurable points valuations

  Override default cpps; recommendations rerank live.

• Past-card SUB tracking

  Mark cards you've held before; recommendations warn when a SUB has already been claimed and project re-eligibility per issuer rules.

• Card data drift detector

  Weekly script cross-checks the issuer's live page + Reddit discussion. Surfaces likely changes for human review.

• AI wallet analysis

  Free, rate-limited, scope-locked to credit-card rewards topics. Hardened against prompt injection from custom-card fields.

• Transfer-bonus tracker

  Daily cron pulls active flex-currency transfer bonuses from frequentmiler.com, structures them via Claude Haiku, and surfaces them on /transfers + the dashboard when a bonus is live on a currency the user can earn or transfer to. The goal planner also surfaces bonuses where the source is in the user's wallet reach AND the target is a program useful for that goal.

• Household card pooling (shadow wallets)

  Add household members under Settings → Household. Cards added under each member count toward the same goals. The picker lets you choose who an addition is for; wallet rows show the owner badge. v1 keeps everything under the primary user's account — linked logins are roadmapped for later.

• Compare two cards side-by-side

  /compare?a=…&b=… — searchable picker, shareable URL.

• "What if I added this card" toggle

  Hypothetically add a card on /what-if and watch your dashboard recommendations rerank.

• Transfer-partner explorer

  Browse where each flexible currency can move points to, with sweet spots per partner.

• Loyalty point-balance display (manual entry)

  Type your current balances under Settings → Balances. Feeds the goal planner's gap calculation.

• Learn / FAQ

  Glossary + how-this-site-works + answers to common questions.

• Statement credit tracker

  Did you actually use your $300 travel credit this year? Manual checkboxes, recurring engagement.

• Cancel / downgrade advisor

  Is this card still earning its keep? Compares your category earnings + used credits vs. the annual fee.

• Mobile-wallet bonus category

  First-class category for cards that 3× on Apple Pay / Google Pay (US Bank Altitude, etc.).

• Email digest + notifications

  Anniversary credit reminders. AF posting in 30 days. Notable rate changes from the drift scraper.

• MCC edge cases

  Per-issuer overrides for Whole Foods on Amex Gold (groceries), Costco (rejects most Visas), Target (codes uniquely).

• Offer tracking display

  Surface active Amex / Chase offers on wallet cards. Display only — no auto-activation.

• "What changed since you last visited" feed

  Card data updates from the drift scraper, surfaced on your dashboard.

• Linked-account household pooling

  v1 ships shadow wallets — the primary user enters spouse / household cards under the member's name, all from one account, and the planner unions the household's wallet. v2 lets each member maintain their own login with linked accounts so spouses manage their own cards independently while the planner still treats them as one household.

• Affiliate program integration

  Apply links route through an affiliate program after the math is done. Recommender stays unbiased by construction.

• OCR balance upload

  Take a screenshot of your issuer app's balance page, upload, get the number parsed automatically. Phase 2-3.

• Public read-only data API

  Other developers can query the curated card database.

• Bank linking / account aggregation

  We don't store credentials for anything. Privacy is a feature, not a policy. AwardWallet handles the loyalty-aggregator space.

• Browser extension

  Web app only. Kudos and CardPointers do this.

• Sign-up-bonus minimum-spend tracker

  Manual logging of every transaction is high-friction; cardholders already get this from their issuer's app.

• Bonus-verification tracker

  Did the SUB actually post? Replaced by the passive /rewards view — manual logging is high-friction and the issuer app already shows posted bonuses.

• International cards / non-U.S. issuers

  U.S.-focused product. Internationalization isn't on the path.

Tell me.